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Thanks for visiting us at Gold Tap Funding!

I entered the real estate investing space 12 years ago with my first fix and flip. The purchase price was 18,000, the rehab was quite extensive which cost me about 60,000 dollars. I got married during this project so we moved in and lived there for a couple years. (You can do that if it's financed with your own money!) We then sold it for 140,000 and the rest is history!

With my background as a builder - general contractor, I have managed and developed around 1500 doors for myself and also for other investors - general public over the last 10 years. I didn't entertain the idea of lending outside of my development projects into other niche markets until the spring of 2021 when the labor and supply problems really hampered my success in development.

Since then, between pulling together existing relationships and making many new ones along the way, I have collaborated to increase the funds I have to lend to over 100,000,000 dollars!


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What is Private Money?

Financing is a common obstacle for real estate investors who want to scale their business. Institutional lending rules often stand in the way of traditional financing for investment properties. This is where private money comes in.
Private money is exactly what it sounds like. People with money in the bank use it to make loans secured by real estate to investors. Organizations can also be private money lenders, but in most cases, these are high net worth individuals looking for passive real estate investments.
Private money lenders establish their own lending guidelines; bank underwriting standards[1] do not limit them. Unlike hard money lenders, private money lenders control their capital and approval process.
Private money loans tend to be relationship-based. Whereas hard money loans are generally asset-based, private money lenders often look at the borrower’s track record and the potential benefits of an ongoing relationship in addition to the value of the asset.
Private money lenders may or may not look at traditional metrics of creditworthiness such as credit score, debt-to-income ratio, and net worth.
Because they are unregulated products, private money loans are infinitely flexible. Private money lenders can structure loans to meet any circumstance that meets their overall investment objectives. They are literally invested in the success of a project, so they are more willing to adjust terms in response to unforeseen situations.

We at Gold Tap Funding work every day to set the standard when it comes to private money lending. These days, while interest rates are climbing and inflation is as high as it's been in many years, the need for private money financing is stronger than ever before! A simple search on the internet will reveal hundreds of brokers working to service this need resulting in mixed results and reputations. While it is relatively easy to become a broker, the regulations for private money lending are strict and vary state to state. Gold Tap Funding only uses money from accredited and proven equity funds to lend to our investors. 


I, as founder and CEO OF Gold Tap Funding pledge to help my customers tap into wealth through real estate and get back the one thing that can’t be replaced or multiplied; TIME

As husband to a wonderful wife and father to 5 beautiful daughters, I know all too well what it is like to feel like the cards are stacked against us and the people that mean the most to us rarely get our best attention. Let me help you achieve financial freedom so you can spend more time with your family and friends! 

                                                                                                                                         -Daniel J Siefka

GOld tap Funding Criteria

The first part of every successful fix and flip is finding the right real estate property. That’s why we’ve created this easy, 5-point guide to help you find the “sweet spot” deal, which can give you the best chance at making money in real estate, while safeguarding your investment.

At Gold Tap Funding we are only interested in providing hard money loans for projects that will give you the best opportunity at realizing success. Therefore our criteria is centered around these 5 points:

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